Eligibility:

• Citizen of Malaysia
• Does not exceed 45 years of age on the date of application
• Has been offered a place at IPTA/IPTS and Polytechnic by fulfilling the entry requirements set by the Ministry of Education and Malaysian Qualifications Agency (MQA)
• Programme pursued must have registration approval from the Ministry of Education
• For IPTS students, programme pursued must have the Certificate of Accreditation from the MQA that is still valid on the date of application
• For a student who has other qualifications, verification must be obtained from the department or agency as stated above
• Remaining period of study at time of the application should not be less than one (1) year
• Has no other sponsor(s)
• Has opened an SSPN account

How to apply PTPTN loan:

1. Open a savings account (Student Personal Account) with CIMB Bank.
2. Open an SSPN Account at Maybank with RM20.
3. Pay RM5.00 to get a PIN number at Bank Simpanan Nasional (BSN). The PIN number is valid for only 3 months from the day you obtain it from BSN.
4. Log on to the PTPTN website (http://www.ptptn.gov.my).
5. Fill in PTPTN Application Form with complete
   supporting documents.
   Supporting Documents:
   • Photocopy of BSN PIN number (RM5.00)
   • Photocopy of student Identity Card
   • Photocopy of Offer
   • Photocopy of CIMB Account Statement
   • Photocopy of Account Slip or SSPN Card
   • Photocopy of SPM/STPM/Diploma result
   • Photocopy of parent’s/guardian’s Identity Card
   • Photocopy of parent’s/guardian’s pay slip/pension
   (if applicable)

Malaysian Citizen; OR A Malaysian Citizen who has made Leaving The Country Withdrawal before 1 August 1995 and later opted to re-contribute to the EPF; OR

A Non-Malaysian Citizen who:

• Has become an EPF member before 1 August 1998; OR
• Has obtained a Permanent Resident status (PR)
• Has not reached the age of 55 on the date the application was received by EPF; AND
• Has savings in EPF Account 2