Financial Assistance





  • Citizen of Malaysia
  • Does not exceed 45 years of age on the date of application
  • Has been offered a place at IPTA/IPTS and Polytechnic by fulfilling the entry requirements set by the Ministry of Education and Malaysian Qualifications Agency (MQA)
  • Programme pursued must have registration approval from the Ministry of Education
  • For IPTS students, programme pursued must have the Certificate of Accreditation from the MQA that is still valid on the date of application
  • For a student who has other qualifications, verification must be obtained from the department or agency as stated above
  • Remaining period of study at time of the application should not be less than one (1) year
  • Has no other sponsor(s)
  • Has opened an SSPN account

How to apply PTPTN loan:

  1. Open a savings account (Student Personal Account) with CIMB Bank.
  2. Open an SSPN Account at Maybank with RM20.
  3. Pay RM5.00 to get a PIN number at Bank Simpanan Nasional (BSN). The PIN number is valid for only 3 months from the day you obtain it from BSN.
  4. Log on to the PTPTN website (
  5. Fill in PTPTN Application Form with complete
    supporting documents.
    Supporting Documents:
    • Photocopy of BSN PIN number (RM5.00)
    • Photocopy of student Identity Card
    • Photocopy of Offer
    • Photocopy of CIMB Account Statement
    • Photocopy of Account Slip or SSPN Card
    • Photocopy of SPM/STPM/Diploma result
    • Photocopy of parent’s/guardian’s Identity Card
    • Photocopy of parent’s/guardian’s pay slip/pension
    (if applicable)



Malaysian Citizen; OR A Malaysian Citizen who has made Leaving The Country Withdrawal before 1 August 1995 and later opted to re-contribute to the EPF; OR

A Non-Malaysian Citizen who:

  • Has become an EPF member before 1 August 1998; OR
  • Has obtained a Permanent Resident status (PR)
  • Has not reached the age of 55 on the date the application was received by EPF; AND
  • Has savings in EPF Account 2

For full terms and conditions, please refer to

Eligibility & Criteria For PTPTN Loan Malaysia - Financial Assistance | KLMUC